December 2020

Planning to purchase a house ? Here’s what you need to know before getting a mortgage

Ah, the credit rating. One of the most important financial lifelines you can have and that can make the difference between approval or rejection of various credit products.   While a high credit rating is definitely not the only thing you need to get ahead in life, especially when you're a homeowner, it's always a good idea to keep a watchful eye on it. A question that many potential property...

How to find the best Montreal Real Estate Agent

Often referred to as real estate brokers, realtors, or real estate agents, it is undeniable that you might need one at some point or another. That said, there is always the same question that comes back in the minds of future home hunters: how to know if you found a good real estate agent ? Let’s find out together with our 5 tips on how to know you have the top Montreal real estate broker. Tip #1. You...

RBC stands by its pessimistic home price predictions

Royal bank of Canada has reiterated its forecast of an 8% decline in home prices , and warned of a depression that is likely to last well into 2023. In its latest earnings call, the bank pointed to the reintroduction of mobility restrictions brought about by the resurgence in COVID-19 infections. Graeme Hepworth, chief risk officer at RBC, said that the negative effects on the economy grow larger...

What is a good credit score in Canada for a mortgage?

Looking to buy a house in Canada? Before applying for a mortgage pre-approval, you should check your credit score in order to ensure you can be approved for a mortgage in the first place. The bottom line is, the lower your credit score is, the more consequences you're likely to experience. This is why, even if it may take longer than expected, you may want to hold off on buying a house until your low...

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